This guest post is by Vaughn, a long-time Financial Samurai reader who retired at 44 and is now 55. Vaughn’s early retirement was driven by necessity rather than choice due to a congenital bone disease. Fortunately, his high income during his working years secured a solid SSDI benefit, and his mother’s foresight provided future rental [...]read moreAn 80/20 Stock-Heavy Portfolio in Retirement Might Be Ideal
Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the table. I also believe that retiring early is better than retiring rich. For those who choose my preferred retirement path, negotiating [...]read moreA Severance Package Is The Ultimate Catalyst For Early Retirement
If you’re increasing your recommended safe withdrawal rate for retirement now, you’re likely making a mistake. You might be inadvertently top-ticking the market as the Fed embarks on what is likely a multi-year rate cut cycle. One of the main reasons the Fed is cutting rates is due to growing weakness in the labor market. [...]read moreIncreasing The Retirement Withdrawal Rate At The Wrong Time
An article written by an Atlanta-based certified financial planner and published Tuesday by Forbes indicates that retirement may not be as difficult as many Americans think. Wes Moss, who hosts the “Retire Sooner” podcast and has 20-plus years of experience as an investment adviser, offered advice that reverse mortgage professionals and their business partners might [...]read moreDespite financial insecurities, retirement may be easier than you think: Forbes
A myriad of positive and negative developments in the lives of older adults — including higher living costs, inflation, longer life expectancies and higher education levels — have led to a rise in the number of retirement-aged adults remaining in the U.S. workforce according to new government data analyzed by LendingTree. The analysis was based [...]read moreNearly one quarter of retirement age adults are still working
Passive income streams can be used to supplement your retirement income, ensuring you have enough money to enjoy your golden years without financial stress. With how unpredictable the market can be, it’s important to diversify your income to ensure you fulfill your financial needs throughout retirement. In This Article How to Earn Passive Income [...]read moreTop 10 Ways to Earn Passive Income for Retirement
Tapping into home equity, particularly for people in or near retirement, can be challenging — especially for those who may have a pressing need. Traditional equity-tapping methods — such as selling the home or taking out a home equity loan — could present lifestyle challenges, which is where alternative options like reverse mortgages can come [...]read moreWhy equity-tapping challenges may make reverse mortgages ‘inevitable’
An LGBTQ+ Real Estate Alliance survey has revealed the challenges of retirement for LGBTQ homeowners, who worry about safety and acceptance more than their straight counterparts. At Inman Connect Las Vegas, July 30-Aug. 1, 2024, the noise and misinformation will be banished, all your big questions will be answered, and new business opportunities will be revealed. Join [...]read moreReport reveals struggle LGBTQ+ buyers face after retirement
Personal finance doesn’t have to be complicated. Saving, investing, and retiring early shouldn’t be a stumbling path to wealth, but many Americans feel this way. So, to clear up some of the money misconceptions, we’re doing personal finance for beginners FAQ episode, where we take some of the most common money questions and answer them [...]read moreBank Accounts, Real Estate, and Retirement
Welcome to this week’s long edition of the Steam Deck Weekly. I’ve been playing quite a few games on Steam Deck over the last few weeks, and have finally gotten around to re-testing a few I wanted to review before but held off on covering for some reason or another. This week, I’ve done a [...]read moreAnother Crab’s Treasure, Rusty’s Retirement, and More Reviews in Addition to New Steam Deck Verified Games and the Week’s News – TouchArcade