counseling Archives

The long road to remote reverse mortgage counseling in Massachusetts

May 16, 2024 mpsingh No Comments Real estate counseling, long, Massachusetts, Massachusetts Division of Banks, Massachusetts House of Representatives, Massachusetts Mortgage Bankers Association, Massachusetts State Senate, Mortgage, NRMLA, Remote, Reverse, road, The Federal Savings Bank

From 2010 to 2024, the reverse mortgage industry sought to allow remote reverse mortgage counseling in the state of Massachusetts, citing an insufficient number of actual counselors and logistical challenges for senior clients. But as time dragged on and state lawmakers seemed unwilling to seriously entertain the proposal, the ravages of the COVID-19 coronavirus pandemic [...]read moreThe long road to remote reverse mortgage counseling in Massachusetts

Remote reverse mortgage counseling now permanently permitted in Massachusetts

May 4, 2024 mpsingh No Comments Real estate counseling, Massachusetts, Massachusetts House of Representatives, Massachusetts Mortgage Bankers Association, Mortgage, NRMLA, permanently, permitted, Remote, Reverse, The Federal Savings Bank

A bill that will permanently allow for remote reverse mortgage counseling via telephone or video conferencing services in the state of Massachusetts has been signed into law by Gov. Maura Healey (D), doing away with a strict face-to-face requirement that has stretched the state’s counseling resources and, at times, halted reverse mortgage business within the [...]read moreRemote reverse mortgage counseling now permanently permitted in Massachusetts

GAO highlights reverse mortgage counseling in new report

April 26, 2024 mpsingh No Comments Real estate Consumer Financial Protection Bureau, counseling, GAO, Government Accountability Office, highlights, HUD, Mortgage, report, Reverse, U.S. Department of the Treasury

Older adults and people with disabilities are often prone to financial distress, and they may require more resources to better understand their circumstances and options, according to a new report from the Government Accountability Office (GAO). Among a series of 24 examples of federal financial literacy programs for these groups, the U.S. Department of Housing [...]read moreGAO highlights reverse mortgage counseling in new report

How I Integrate Gottman Method Therapy and Susan Johnson’s Emotionally Focused Therapy in My Work With Couples

In the 1970’s and 1980’s, two pioneers in marital research were quietly gathering data on how to create happy lasting relationships. Dr. John Gottman’s and Dr. Susan Johnson’s research was initially known mostly among academic circles because therapists were still afraid of doing couples therapy. Gottman’s and Johnson’s research brought an unprecedented empirical foundation to [...]read moreHow I Integrate Gottman Method Therapy and Susan Johnson’s Emotionally Focused Therapy in My Work With Couples

MBA advocates for remote reverse mortgage counseling in Mass.

April 9, 2024 mpsingh No Comments Real estate Advocates, counseling, Mass, Massachusetts, MBA, Mortgage, Mortgage Bankers Association, Remote, Reverse

The Mortgage Bankers Association (MBA)’s policy advocacy group, the Mortgage Action Alliance (MAA), is urging its members in the state of Massachusetts to support the continued use of remote telephone and video counseling for reverse mortgages in the state following the lapse of an exemption allowing for remote counseling. “The provision in state law which [...]read moreMBA advocates for remote reverse mortgage counseling in Mass.

Face-to-face reverse mortgage counseling is back in Massachusetts (for now)

April 6, 2024 mpsingh No Comments Real estate counseling, Facetoface, Massachusetts, Massachusetts House of Representatives, Massachusetts Mortgage Bankers Association, Massachusetts State Senate, Mortgage, NRMLA, Reverse

Reverse mortgage professionals in Massachusetts will be reliant on their borrowers’ ability to complete their required counseling sessions under the state’s face-to-face mandate following the expiration of a provision temporarily relaxing the standard that expired on April 1. This is according to prior legislative documents reviewed by RMD and an announcement this week by the [...]read moreFace-to-face reverse mortgage counseling is back in Massachusetts (for now)

7 Signs You and Your Spouse Need Marriage Counseling

March 20, 2024 mpsingh No Comments Relationships 7 Signs You and Your Spouse Need Marriage Counseling, counseling, marriage, signs, Spouse

A lack of intimacy can be a sign of a bigger problem, but sometimes it’s as simple as wrongly assuming your spouse feels intimate in the same way you do. Ask your spouse what activities make them feel intimate if you’ve never done so. You might be surprised by their answer. You may find that [...]read more7 Signs You and Your Spouse Need Marriage Counseling

6 Reasons Why Counseling Is a Saving Grace for a Troubled Marriage

Marriage is a beautiful covenant between two people who love each other. It is the best example on earth of the relationship between Jesus and his bride, the church. But humans, as we have seen in Genesis in the garden of Eden, can have difficulty in their relationships. Nothing is truer than difficulties in marriage. [...]read more6 Reasons Why Counseling Is a Saving Grace for a Troubled Marriage

Empowerly secures $15M for its college counseling services

February 21, 2024 mpsingh No Comments Technology 15M, college, counseling, Empowerly, secures, Services

Empowerly, an edtech startup that specializes in college counseling and career guidance services, raised $15 million in a recent funding round led by Conductive Ventures, the company announced today. The new capital will go toward growing its services, building out its AI-powered products and developing its first mobile app, which is set to launch in [...]read moreEmpowerly secures $15M for its college counseling services