Recently, I hit a major milestone in my journey to overcome what I like to call “frugality disease.” I spent $160 for an hour of private lessons for my two kids. In the past, I would’ve never paid such an amount. I’ve always been the type to teach them things myself, like swimming and bicycling. [...]read moreThe Curious Inability To Spend Money On Yourself
Do you want to learn how to start a personal finance blog? Starting a personal finance blog changed my life. When I began Making Sense of Cents (the blog that you’re reading right now!), I had no idea that sharing my money tips would lead to financial freedom and the ability to work from anywhere…. [...]read moreHow To Start a Finance Blog and Make Money
Have you ever stepped into a home and immediately felt cozy, even in the middle of a busy city? You can’t quite pinpoint what makes it feel so comfortable and serene, despite the hustle and bustle outside. In this post, I’ll share the various elements that come together to create that warm, welcoming atmosphere. Living [...]read moreWhat Creates That Cozy, Nestled Home Feeling In A Big City
Looking for the best microtask websites to make extra money? Microtask websites are a great way to make some quick, extra money without any long-term commitment. These platforms allow you to complete small, simple tasks like taking surveys, testing apps, watching videos, or performing data entry, all from the comfort of your home. Whether you’re… [...]read more20 Best Micro Task Websites To Make Money
At long last, after four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the target range down to 4.75% – 5%. Expectations suggest we’ll see another 50 basis points cut in 2024, with a total reduction of 100 basis points by the end of 2025. Fed Chair [...]read moreThe Biggest Concern After Fed Rate Cuts Is Not What You Think
Do you want to get paid to give advice? A few years ago, I never would have thought that giving advice could turn into a way to make extra money. But after starting my website and sharing what I knew about personal finance, I quickly realized that I could make extra income. It’s amazing how… [...]read more16 Ways To Get Paid To Give Advice
If you’re increasing your recommended safe withdrawal rate for retirement now, you’re likely making a mistake. You might be inadvertently top-ticking the market as the Fed embarks on what is likely a multi-year rate cut cycle. One of the main reasons the Fed is cutting rates is due to growing weakness in the labor market. [...]read moreIncreasing The Retirement Withdrawal Rate At The Wrong Time
Do you want to learn how to make $400 fast? Making extra money can be really helpful for unexpected expenses or saving up. You might need it for rent, a car repair, or a medical bill. Or maybe you’re saving for something special and just want to earn a little more. Sometimes, you need quick… [...]read moreHow To Make $400 Fast
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is stronger than ever. I’ve certainly considered it myself. However, after careful reflection, my conclusion is that it’s probably not the best move. Having written about refinancing since 2009, I’ve seen too many unfortunate cases where people took out a [...]read moreThe Temptation To Do A Cash-Out Refinance As Rates Collapse
Do you want to learn how to make money baking? Baking can be more than just a fun hobby; it can also be a great way to make extra money from home. From selling dog treats and cakes to starting a YouTube channel for baking tips, there are many ways to turn your passion into… [...]read more10 Ways To Make Money Baking